A credit card scam can come in many forms. For example, scammers may use spyware or some other scam to obtain your credit card details. A scammer might steal or trick you into telling them your security code (the three or four digit code on your card) and then make purchases over the internet or the telephone. If they know your PIN, they could get cash advances from an ATM using a ‘cloned’ credit card (where your details have been copied onto the magnetic strip of another card).

Of course, there is also a danger of someone using your credit card if it has been physically lost or stolen.

(more…)

Balloon darts at the fairground. Do you ever know that why is it that no one ever seems to win?
Find out more from the video below.

For best result, you might want to start the video and pause it for about 10 sec before resuming it. This is to allow the video to play it in your screen smoothly without any intermediate stoppage.

Feel free to share your thoughts or those concept or insights that you could get from the video clip and put them in my comments box.

The hustlers work together to pay less for their food than they are supposed to. If you work in a restaurant, be on the lookout for this scam.

For best result, you might want to start the video and pause it for about 10 sec before resuming it. This is to allow the video to play it in your screen smoothly without any intermediate stoppage.

A phoney fraud alert is similar to a phishing scam. It can come in the form of an email or a phone call claiming to be from your bank or financial institution. The scammer will usually tell you that your credit card or account has been cancelled because it was involved in criminal activity, or because they suspect your card or details have been stolen. This is a trick to get you to given them your account details.

You will be told that a suspicious transaction has recently occurred on your account, perhaps a large purchase in a foreign country. You will be told that if you did not authorise the transaction, you need to take immediate action as your credit card details have been stolen.

(more…)